I am Christine, 15 years old, I live in Rutsiro. I started saving after hearing it at school where there was a program of saving in groups. I used to save 200 each Friday, that my parents used to give me, or I fetched water for neighbors to get them. I had a goal that I will buy a hen. For the second round of saving, I used to save some time, I didn’t deposit money in the group as it was before. It was slowly by slowly.

At the end of this round, I got 2000 and I bought shoes and skirt that were not a priority. After some days that when I thought that I should have used that money for something that would give me other income as I did before. I just got a lesson of saving with a goal in mind of what I will use those savings.

On the other hand, my hen was laying eggs and then I sold them. This motivated me to resave. I started by keeping those savings on my pocket and later I realize that if I continue this way I would end up using them what I haven’t planned, and I decided to go back to the saving group. I also set a goal that I will use savings to buy cabbages seeds to grow. Now, I harvest and sold them and save that money in group saving.

These are things that help me in my saving, that I am sure can also help you: - When you want to buy something, don’t use your whole savings. Make sure that you keep some. - To think about what you will use your savings before starting saving because it will help you to never misuse them. - Choose the right way to use for saving. For me, I chose a saving group.